Income Replacement

Group Term is a group life plan that protects the family against financial loss brought about by the death or disability of your employee. It is a yearly renewable plan that also covers employees with pre-existing medical conditions. Sweet, right?

InLife can enhance Group Term with supplemental benefits (through riders), in case of the following:

  • Death, disability and injuries caused by accidents
  • Terminal illness and Hospitalization

In addition to this, Group Term offers a conversion privilege. This allows an employee to convert his coverage into an individual life insurance plan upon separation from the company, without presenting any evidence of insurability.

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Published by Meg Pedro

Meg Pedro was born in the Philippines in 1993. She is a financial adviser and loves to share her learning with many. Aside from financial planning, she also loves land use planning in cities and municipalities.

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